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Living Choices


Exceptional senior living by the sea.

The Cottages of Carmel is an unparalleled senior living community in a spectacular location offering spacious, modern residences, each with its own charming characteristics. Explore our choices of comfortable floor plans; we are confident they will exceed your expectations.

Our inviting dining room boasts an ever-changing menu that features all-time favorite dishes, daily chef specials, seasonal delights, and fresh ingredients for healthy and delicious meals.

Whether you choose our Assisted Living or Memory Care, you’ll experience senior living at its finest.  

Two residents are smiling and chatting at a table eating breakfast.
Assisted Living

Personalized care and support.

Experience an inspired, engaged, and active lifestyle, knowing that our expert associates are here to support you with compassionate care and the services you need when you need them. 

Learn More About Assisted Living
A resident stops to smells some vibrant flowers on a tree while walking past
Memory Care

A life of dignity with the care you need.

Celebrate every day with all the benefits of expert supportive care in an understanding, warm, and secure environment. 

Learn More About Memory Care

Explore More

A floorplan for a Watermark Community.

Floor Plans

Preview each of our senior living residences to explore all your options in these spacious, bright, modern, and inviting floor plans. 

Explore Floor Plans
The Cottages of Carmel.


A place to live well, laugh often, and love — as they say, “Home is where the heart is.” Browse our photo gallery for an up-close look at our community, living choices, and amenities.

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Contact Us

We’re happy you’re here.

Questions? Interested in a tour? Want to attend one of our events? 

We’re excited to meet you. 

Fill in the form, or call us at 831-620-1800 to learn more.

Contact Us

We’re happy you’re here.

Fill in the form, or call us at 831-620-1800 to learn more.